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Category: Buying a Home

  When buying a house in Winnipeg, Manitoba (or anywhere in Canada for that matter), if your down payment funds are coming from an external source like a gift from an…
When buying a house in Winnipeg, Manitoba (or Canada for that matter), if your down payment funds are coming from an external source, meaning your RRSP or a gift from Grandma instead of from your own pocket, CMHC requires that money be in your account at … http://jeffstern.com/index.php/blog/down-payment-secret-could-save-every-home-buyers-heiny-legally-speaking/


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Category: Buying a Home

  If you’ve bought or sold a house in Manitoba you likely will have come across a document called the Property Disclosure Statement, essentially a required confession by…
If you’ve bought or sold a house in Manitoba you will have likely come across a document called the Property Disclosure Statement, essentially a required confession by the home seller about all they know regarding their lroperty. The form covers the gamut… http://jeffstern.com/index.php/blog/property-disclosures-what-are-they-and-should-buyers-trust-them/


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Category: Buying a Home

  Smart home buyers are pre-approved buyers. Not pre-qualification, pre-approved. There’s a huge difference – it’s the difference between being able to buy a…
Smart home buyers are preapproved buyers. Not Pre-Qualified, Pre-Approved. There’s a huge difference – it’s the difference between being able to buy a house or not. What is Pre-Approval and How is it Different From Pre-Qualificaton? Pre-A… http://jeffstern.com/index.php/blog/what-mortgage-preapproval-and-why-would-you-want-it/


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Category: Buying a Home

  “Why do I have to pay a deposit with my offer to purchase?” “Can’t I just give a $100 deposit?” Buyers ask questions like this all the time. It came up again…
“Why do I have to pay a deposit with my offer to purchase?” “Can’t I just give a $100 deposit?” Buyers ask questions like this all the time. It came up again this week, which made me realize we need to talk about it right here. What Is the Depo… http://jeffstern.com/index.php/blog/4-things-know-about-making-real-estate-deposit/


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Category: Buying a Home

  House hunting is exciting, isn’t it? Exploring the layouts and décor of homes you tour, open-house hopping, and taking online video home tours all showcase a world of…
House hunting is exciting, isn’t it? Exploring the layouts and décor of homes you tour, open-house hopping, and taking online video home tours all showcase a world of ideas for what your own home might be. It’s the IKEA grand tour. It’s the Pinterest ‘… http://jeffstern.com/index.php/blog/3-ways-protect-yourself-when-shopping-house-your-own/


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Category: Buying a Home

  If you could buy 1 apple for $2 or 2 apples for $2, which would you choose?   I’m going to go ahead and guess you’d want more bang for your buck, and would…
If you could buy 1 apple for $2 or 2 apples for $2, which would you choose? I’m going to go ahead and guess you’d want more bang for your buck, and would choose the 2 apples. Obviously. It just makes sense. So why are some people buying the 1 a… http://jeffstern.com/index.php/blog/dont-buy-rotten-apple-banks-are-trying-sell-you/


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Category: Buying a Home

  There’s a consistent phenomenon that happens among my clients. Almost without fail, every time a client does not take my advice to hire a certified RHI (Registered…
There’s a consistent phenomenon that happens among my clients. Almost without fail, every time a client does not take my advice to hire an RHI professional home inspector, they do not hire me again in the future. The ones who do hire an RHI professiona… http://jeffstern.com/index.php/blog/how-choose-home-inspector/


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Category: Buying a Home

  “Jeff, we want you to help us buy a house” the stranger said over the phone. He planned to move to Winnipeg and had been referred to me by a friend, a past client of…
“Jeff, we want you to help us buy a house” the stranger said over the phone. He planned to move to Winnipeg and had been referred to me by a friend, a past client of mine. “Of course,” I said, and explained how long-distance home-buying could work. … http://jeffstern.com/index.php/blog/how-my-photos-lost-me-commission-and-why-id-do-it-again-hear/


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Category: Buying a Home

We never get to have all the features we want in a home. Still, choosing house features can be difficult. Especially if you’re buying as a couple. One wants an…
We never get to have all the features we want in a home. Still, choosing house features can be difficult. Especially if you’re buying as a couple. One wants an attached garage in the city, the other wants a veranda and two acres outside of town. It … http://jeffstern.com/index.php/blog/how-decide-which-house-features-you-can-and-cant-live-withou/


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Category: Buying a Home

  The process of becoming pre-approved for a mortgage is a murky one. For one thing, most people don’t know that prequalification is an absolute waste of time, and not…
The process of becoming pre-approved for a mortgage is a murky one. For one thing, most people don’t know that pre-qualification is an absolute waste of time, and not at all the same as pre-approval. (Here’s why) During the pre-approval process thou… http://jeffstern.com/index.php/blog/what-does-buying-house-really-cost-free-closing-cost-checkli/


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Category: Buying a Home

The newscast showed a Winnipeg house on fire.   I know that house, I thought. Flames lapped at the siding and rooftop from inside. Black smoke billowed from the…
The newscast showed a Winnipeg house on fire. I know that house, I thought. Flames lapped at the siding and rooftop from inside. Black smoke billowed from the broken windows. Then it hit me. I did know that house - it belonged to a past client… http://jeffstern.com/index.php/blog/lessons-clients-house-fire/


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Possession Day Romance

Sep 17, 2016

Category: Buying a Home

  It finally happened. Like a smitten youth aching for that first kiss, we’ve ached for this moment. We’ve dreamed of it. Felt like the day would never come. Finally, we see…
It finally happened. Like a smitten youth aching for that first kiss, we’ve ached for this moment. We’ve dreamed of it. Felt like the day would never come. Finally, we see our chance. This is it. It’s going to happen. We lean in, hardly able to contain… http://jeffstern.com/index.php/blog/possession-day-romance/


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Tags : Buying A Home


Category: Buying a Home

Some people prefer to buy houses without the help of a real estate agent. They love the hunt. The investigation of a home, a deal, the laws, the financial options, it’s…
Some people prefer to buy houses without the help of a real estate agent. They love the hunt. The investigation of a home, a deal, the laws, the financial options, it’s all an adventure for them. I have no problem with that. Being involved in the pr… http://jeffstern.com/index.php/blog/when-diyers-want-use-real-estate-agents-free/


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Category: Buying a Home

In the market for a condo? You need to know this. You’ve heard of a Disclosure Statement, right? It’s the document that discloses some details of the state of the condo…
In the market for a condo? You need to know this. You’ve heard of a Disclosure Statement, right? It’s the document that discloses pertinent information about a condominium complex. It’s required by legislation to be provided to the buyer. But the di… http://jeffstern.com/index.php/blog/warning-government-doesnt-require-critical-document-be-given/


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Love Is Blind

Apr 25, 2016

Category: Buying a Home

He was nearly panting when he said it. “Jeff, we went to an open house and we like it. We want to offer on it.” He was clearly smitten. That was a problem. “Okay,…
He was nearly panting when he said it. “Jeff, we went to an open house and we like it. We want to offer on it.” He was clearly smitten. That was a problem. “Okay, but let’s meet first and go through the place together before drafting an offer.… http://jeffstern.com/index.php/blog/love-blind/


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Category: Buying a Home

People move closer to their work all the time. And at first it seems like a great idea.  Then something happens and they get real sorry real fast. Then they’re stuck…
People move closer to their work all the time. And at first it seems like a great idea. Then something happens and they get real sorry real fast. Then they’re stuck in a house they never really wanted in the first place. They just didn’t know… http://jeffstern.com/index.php/blog/why-moving-closer-your-work-dumb-idea/


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Category: Buying a Home

  Open houses are not what you think. Is it a chance to check out someone’s house just for kicks? Absolutely. Is it a chance to house hunt without committing to a…
Open houses are not what you think. Is it a chance to check out someone’s house just for kicks? Absolutely. Is it a chance to house hunt without committing to a particular agent? Sure. But neither of these is the point at all. Open house… http://jeffstern.com/index.php/blog/open-house-secret-agents-dont-want-you-know/


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Category: Buying a Home

Time was running out. The condo documents were scheduled to arrive, and the day was nearly over. They were in the process of buying a condo in another province.…
Time was running out. The condo documents were scheduled to arrive, and the day was nearly over. They were in the process of buying a condo in another province. Condo documents must be sent to the buyer for their review and approval before the purch… http://jeffstern.com/index.php/blog/why-purolator-paid-them-and-why-more-businesses-should-do/


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Category: Buying a Home

It used to be a grow-op, and I just helped my clients buy it. I normally wouldn’t even consider going near such a property, much less agree to transact one, but this…
It used to be a grow-op, and I just helped my clients buy it. I normally wouldn’t even consider going near such a property, much less agree to transact one, but this one was special... http://jeffstern.com/index.php/blog/it-was-grow-op-and-i-just-helped-my-clients-buy-it/


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Category: Buying a Home

  Before even looking at a single house, people make some pretty big mistakes And they don’t even realize it.   These common blunders cost them time, can cost thousands of…
Before even looking at a single house, people make some pretty big mistakes And they don’t even realize it. These common blunders cost them time, can cost thousands of dollars, and can also make them look dumb. http://jeffstern.com/index.php/blog/do-you-make-these-mistakes-when-contacting-real-estate-agent/


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